|
 |
| Share Rates |
|
|
| Share
Rates $25 minimum investment |
September 23, 2008 |
|
| Rates
and other terms may change at any time without prior notice.
A penalty is imposed for early withdrawal. Fees could reduce
earnings on the account. |
| Account
Type |
Minimun
Opening
Deposit |
Minimum
Balance
to Earn APY |
Limitations
Apply |
Dividend
Rate |
Annual
Percentage Yield |
| Regular
Shares |
$25.00 |
$100.00 |
Transfer |
1.00% |
1.00% |
IRA
Regular Shares |
up to $5,000
|
$25.00 |
$100.00 |
Transfer |
1.50% |
1.51% |
$5,000 - $10,000
|
$25.00 |
$100.00 |
Transfer |
1.60% |
1.61% |
over 10,000 |
$25.00 |
$100.00 |
Transfer |
1.75% |
1.76% |
Dividends
will be compounded quarterly and will be credited quarterly. |
|
| Money
Maker Accounts |
|
$2,500 - $9,999 |
$2,500.00 |
$2,500.00 |
Transfer
& Withdrawal |
2.27% |
2.29% |
|
$10,000 - $24,999 |
$2,500.00 |
$2,500.00 |
Transfer
& Withdrawal |
2.27% |
2.29% |
|
$25,000 - $49,999 |
$2,500.00 |
$2,500.00 |
Transfer
& Withdrawal |
2.27% |
2.29% |
|
$50,000 & over |
$2,500.00 |
$2,500.00 |
Transfer
& Withdrawal |
2.27% |
2.29% |
| Share
Draft Accounts |
| up to $2,499
|
$50.00 |
$250.00 |
Transfer |
0.75% |
0.75% |
| $2,500 & over
|
$50.00 |
$250.00 |
Transfer |
0.75% |
0.75% |
| Dividends
will be compounded monthly and will be credited monthly. |
| *
For additional information regarding the above accounts,
please refer to the Truth-In-Savings
Fee Schedule. |
|
| Share
and IRA Certificate Rates $500 minimum investment |
September 23, 2008 |
|
Rates
and other terms may change at any time without prior notice.
*$500.00 minimum required to open Share or IRA Certificate.
After your certificate is opened, the dividend rate is fixed
for the term. A penalty is imposed for early withdrawal. Fees
could reduce earnings on the account.
Dividends
will be compounded quarterly and will be credited quarterly.
If
you close your share account before dividends are paid, you
will not receive the accrued dividends. |
| Terms |
Dividend
Rate |
Annual
Percentage Yield |
| 6 months Base Rate |
3.00% |
3.03% |
| Checking or Loan or over $20,000 |
3.10% |
3.14% |
| Checking & Loan |
3.20% |
3.24% |
| Direct Deposit |
3.15% |
3.19% |
| Direct Deposit & Checking or Loan |
3.25% |
3.29% |
| Direct Deposit & Checking & Loan |
3.35% |
3.39% |
|
| 1
year Base Rate |
3.75% |
3.80% |
| Checking or Loan or over $20,000 |
3.85% |
3.91% |
| Checking & Loan |
3.95% |
4.01% |
| Direct Deposit |
3.90% |
3.96% |
| Direct Deposit & Checking or Loan |
4.00% |
4.06% |
| Direct Deposit & Checking & Loan |
4.10% |
4.16% |
|
| 18
month Base Rate |
3.75% |
3.80% |
| Checking or Loan or over $20,000 |
3.85% |
3.91% |
| Checking & Loan |
3.95% |
4.01% |
| Direct Deposit |
3.90% |
3.96% |
| Direct Deposit & Checking or Loan |
4.00% |
4.06% |
| Direct Deposit & Checking & Loan |
4.10% |
4.16% |
|
| 2
year Base Rate |
3.75% |
3.85% |
| Checking or Loan or over $20,000 |
3.85% |
3.95% |
| Checking & Loan |
4.05% |
4.11% |
| Direct Deposit |
4.00% |
4.06% |
| Direct Deposit & Checking or Loan |
4.10% |
4.16% |
| Direct Deposit & Checking & Loan |
4.20% |
4.27% |
|
| 3
year Base Rate |
3.95% |
4.01% |
| Checking or Loan or over $20,000 |
4.05% |
4.11% |
| Checking & Loan |
4.15% |
4.21% |
| Direct Deposit |
4.10% |
4.16% |
| Direct Deposit & Checking or Loan |
4.20% |
4.27% |
| Direct Deposit & Checking & Loan |
4.30% |
4.37% |
|
| 4
year Base Rate |
3.95% |
4.01% |
| Checking or Loan or over $20,000 |
4.05% |
4.11% |
| Checking & Loan |
4.15% |
4.21% |
| Direct Deposit |
4.10% |
4.16% |
| Direct Deposit & Checking or Loan |
4.20% |
4.27% |
| Direct Deposit & Checking & Loan |
4.30% |
4.37% |
|
| 5
year Base Rate |
4.10% |
4.16% |
| Checking or Loan or over $20,000 |
4.20% |
4.27% |
| Checking & Loan |
4.30% |
4.37% |
| Direct Deposit |
4.25% |
4.32% |
| Direct Deposit & Checking or Loan |
4.35% |
4.42% |
| Direct Deposit & Checking & Loan |
4.45% |
4.52% |
|
| *
For additional information regarding the above accounts, please
refer to the Truth-In-Savings
Fee Schedule. |
|
|
|
